Free forever · No accounts · Works offline

Your money,
compounding
on purpose.

Set a plan. See today's target. Log your balances in 30 seconds. Compound Wealth turns "I hope I'm getting richer" into a number you check like the weather — and it all stays on your phone.

0seconds a day
0 moplan horizon
0%of data stays on-device
The toolkit

Everything a disciplined saver needs.
Nothing a data broker wants.

🎯

Daily targets from a real plan

A 120-month compounding projection, interpolated to the day. Every morning you know the exact number to beat — and whether you're ahead or drifting.

🤝

A loan ledger with teeth

Track every dalasi you lend. Loans age from current → watch → doubtful automatically, and a lending cap stops generosity from eating your future.

🔔

Nudges that get you paid back

One tap sends a friendly WhatsApp/SMS reminder with a private, read-only statement of what's owed — the link is the statement, no server involved.

🧠

An AI coach on your numbers

Claude reads your live snapshot and tells you exactly what's working, what isn't, and the three moves to make this week. Your key, your data, your call.

📅

A Sunday ritual that sticks

The Weekly Catch-Up scores your week against the plan, shows momentum and money flow, and hands you three ranked actions. Print it, frame it, beat it.

🏝️

See the life it buys

The Lifestyle Preview shows two futures — reinvest and grow, or withdraw and live — plus your "freedom number" and the month your plan reaches it.

Why compounding

Small, boring, relentless — that's the trick.

Save 50,000/month at 5% monthly growth and watch what 10 years of showing up does:

GMD 0Mtotal you contributed
GMD 0M+growth the compounding added
0%of the final pile came from discipline + time
Radically private

No cloud. No account.
No one watching.

  • Every record lives in your phone's own database — never uploaded.
  • Works fully offline. Aeroplane mode? Still works.
  • One-tap encrypted-file backups you own and control.
  • Shared statements travel inside the link itself — servers never see them.
  • Free. No ads. No premium wall. No data selling — there's no data to sell.
🔐
How it works

Installed in a minute. A habit by Sunday.

Answer 8 questions

Starting capital, monthly contribution, growth rate, goal. The app builds your 120-month plan and today's target instantly.

Log balances daily

30 seconds each evening: type what's in each account. Loans and repayments update your net worth automatically.

Review on Sunday

The Weekly Catch-Up scores your week, the AI coach reads your numbers, and you walk into Monday with three clear moves.

Free · Private · Yours

The best day to start compounding was yesterday.

Open the app, add it to your Home Screen, and log your first snapshot tonight.

iPhone: Share → Add to Home Screen  ·  Android: Install app when prompted